Health Guides
Know before
you go.
Practical guides to navigating healthcare in the Philippines — from choosing clinics and understanding costs to insurance tips.
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480 articles
HMO
Avega HMO 2026: What Your Company Health Card Covers & How to Use It
Avega HMO is corporate-only — you can't buy it as an individual. Here's what your Avega card from work likely covers, how LOAs and AGORA work, and who to ask.
Medical Assistance
Can't Pay Your Hospital Bill in the Philippines? Complete 2026 Guide
Can't pay a hospital bill in the Philippines? Know your rights, get classified, then stack PhilHealth, Malasakit, PCSO, and DSWD aid. Full 2026 step-by-step guide.
HMO
Hive Health HMO 2026: SME Health Plans From 3 Employees
Hive Health runs on Health Plan Philippines Inc (HPPI), acquired 2023. SME-only from 3 employees, pre-existing conditions from Day 1, same-sex partners covered. No individual plans.
HMO
iCare (Insular Health Care) 2026: Plans, Prices & What the New Ownership Means
iCare (formerly InLife Health Care) has new Singapore owners as of Jan 2026. See plan lineup, published online-shop prices, network size, and how to buy direct.
HMO
IMS Wellth Care (IWC) HMO 2026: Coverage, Rules & Who Can Enroll
IMS Wellth Care (IWC) HMO explained: corporate-only enrollment (20+ principals), coverage rules, the 80% dependent rule, network size, and exclusions.
Hospital Rates
Capitol Medical Center Rates & Fees 2026: Rooms, HMO & Billing
Capitol Medical Center (Quezon City) 2026 room rates: ₱1,250 Short Staying to ₱6,550 Suite. PhilHealth Level 3 accredited, 8 HMOs accepted, no-deposit ER rule.
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HMO
Medicare Plus HMO 2026: Plans From ₱43/Day, ER Guard & How to Apply
Medicare Plus HMO plans and published prices for 2026: Health Assure Plus at ₱43/day, ER Guard from ₱970, coverage, network, and how to apply as an individual or company.
HMO
1CoopHealth 2026: The ₱4,350/Year Cooperative HMO Explained
1CoopHealth is the Philippines' first licensed cooperative HMO — ward coverage from ₱4,350/year. See full prices, coverage, and why it's coop-members-only.
HMO
KayaMed 2026: The Philippines' First Micro-HMO at ₱2,300 a Year
KayaMed is the Philippines' first IC-registered micro-HMO at ₱2,300/year. See the coverage limits, who can actually buy it, and how CARD MRI clients enroll.
HMO
Kaiser HMO Philippines 2026: Short-Term & Long-Term Care Plans Explained
Kaiser International Healthgroup (PH) is not Kaiser Permanente. SEC-registered 2004, IC-licensed. See its Short-Term vs Long-Term plans, coverage, and how to apply.
HMO
MEDOCare HMO 2026: Plans, Coverage & Current Status After the IC Order
MEDOCare HMO 2026 guide: individual & family and corporate plans, coverage, its 250+ hospital network, and the 2025 IC cease-and-desist order that was lifted in December.
Medical Assistance
SSS Sickness Benefit 2026: Computation, Requirements & How to File
SSS sickness benefit 2026: get 90% of your average daily salary credit, up to 120 days a year. See the computation, requirements, and how to file on My.SSS.
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