Health Guides
Know before
you go.
Practical guides to navigating healthcare in the Philippines — from choosing clinics and understanding costs to insurance tips.
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480 articles
HMO
HMI (Health Maintenance, Inc.) 2026: The Philippines' Longest-Running HMO
HMI (Health Maintenance, Inc.) explained: how the 1981 HMO sells to individuals and companies, room-based programs, dental add-on rules, and its network.
Medical Assistance
Cancer Treatment Financial Assistance Philippines 2026: PhilHealth, DOH & NGOs
PhilHealth pays up to ₱1.4M for breast cancer via Z-Benefit, DOH gives free chemo through CSPMAP. See what's covered, the gaps, and how to apply in 2026.
Medical Assistance
DSWD Medical Assistance (AICS) 2026: Up to ₱150,000 — Requirements & How to Apply
DSWD's AICS gives ₱1,000–₱150,000 in medical assistance in 2026. See the full requirements list, where to apply, and how the process works step by step.
Medical Assistance
Free Dialysis in the Philippines 2026: PhilHealth's 156 Sessions & Where to Get More Help
PhilHealth covers 156 dialysis sessions a year at ₱6,350 each (~₱990,600) for CKD Stage 5 patients in the PDD. See what covers the rest: MAIFIP, AICS, PCSO.
Medical Assistance
HMO Claim Denied in the Philippines? What to Do in 2026
HMO denied your hospital claim? See the top denial reasons, how PhilHealth+HMO coordination works, and the 2026 escalation steps to the Insurance Commission.
Medical Assistance
Promissory Note for a Hospital Bill 2026: How It Works & What to Include
Can't pay your hospital bill? RA 9439 lets you leave on a promissory note secured by a mortgage or co-maker. See what it must include and your rights in 2026.
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Medical Assistance
Zero Balance Billing Philippines 2026: Who Pays ₱0 at Government Hospitals
Zero Balance Billing lets ward patients pay ₱0 at DOH hospitals, now open to all PhilHealth members. See what's covered, excluded, and how to avail in 2026.
Medical Assistance
NGOs & Foundations That Help With Hospital Bills in the Philippines (2026)
Caritas Manila, GMA Kapuso, Tzu Chi, Red Cross, PAGCOR and more: which Philippine NGOs pay hospital bills directly vs refer you, and how to reach each one in 2026.
Medical Assistance
Loans for Hospital Bills 2026: SSS Salary Loan, GSIS Emergency Loan & More
Compare SSS Salary Loan, SSS Calamity Loan, and GSIS Emergency Loan for hospital bills in 2026 — how much you can borrow, interest rates, and how to apply.
Medical Assistance
OWWA Medical Assistance for OFWs 2026: MEDplus ₱50,000 & WAP Explained
OWWA's MEDplus tops up PhilHealth for OFWs with dreaded diseases, up to ₱50,000. WAP covers crime or accident injuries up to ₱20,000. Who qualifies in 2026.
Medical Assistance
SSS Sickness Benefit 2026: Computation, Requirements & How to File
SSS sickness benefit 2026: get 90% of your average daily salary credit, up to 120 days a year. See the computation, requirements, and how to file on My.SSS.
Medical Assistance
No Deposit Needed in Emergencies: The Anti-Hospital Deposit Law (RA 10932)
RA 10932 bans hospitals from demanding a deposit before emergency care. Know the penalties, what to say at the ER, and how to file a complaint in 2026.
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