St. Luke's Medical Center Rates & Fees 2026: BGC & Quezon City Guide
Quick Answer: St. Luke's Medical Center (BGC and Quezon City) is the Philippines' most premium private hospital. Typical 2026 rates: OPD consultation ₱1,500–₱3,500, ER consultation ₱3,500–₱6,500, CT Scan ₱12,000–₱22,000, MRI ₱18,000–₱28,000, normal delivery ₱150,000–₱350,000, C-section ₱300,000–₱700,000+, private room ₱12,000–₱25,000/day, suite ₱35,000–₱100,000/day. HMO and PhilHealth reduce out-of-pocket significantly but St. Luke's is still 3–5× the cost of mid-tier hospitals.
About St. Luke's Medical Center
St. Luke's operates two flagship hospitals: St. Luke's BGC (Taguig) and St. Luke's Quezon City (E. Rodriguez Ave.). Both are internationally accredited (JCI) and widely regarded as the Philippines' benchmark for premium care — advanced diagnostics, world-class physicians, and hotel-grade amenities. Patients include executives, expats, medical tourists, and high-complexity referrals from across Southeast Asia.
Consultations
| Service | 2026 Rate |
|---|---|
| OPD (general) | ₱1,500–₱2,500 |
| OPD (specialist) | ₱2,000–₱3,500 |
| OPD (senior specialist/consultant) | ₱3,000–₱5,000 |
| ER Consultation | ₱3,500–₱6,500 |
| ER Triage Fee | ₱1,000–₱2,000 |
| Executive Health Program | ₱25,000–₱120,000 |
Diagnostic & Imaging
| Test | 2026 Rate |
|---|---|
| CBC | ₱400–₱700 |
| Lipid Profile | ₱1,500–₱2,200 |
| HbA1c | ₱1,200–₱1,800 |
| Chest X-ray | ₱900–₱1,500 |
| Ultrasound (abdomen) | ₱3,500–₱5,500 |
| 2D Echo | ₱5,500–₱8,500 |
| Treadmill Stress Test | ₱5,000–₱7,500 |
| CT Scan (plain) | ₱12,000–₱16,000 |
| CT Scan (contrast) | ₱18,000–₱25,000 |
| MRI (plain) | ₱18,000–₱25,000 |
| MRI (contrast) | ₱25,000–₱35,000 |
| PET-CT | ₱60,000–₱90,000 |
| Mammogram | ₱4,500–₱6,500 |
Room Rates (per day)
| Room Type | 2026 Rate |
|---|---|
| Ward | ₱5,500–₱7,500 |
| Semi-Private | ₱7,500–₱10,000 |
| Private Regular | ₱12,000–₱17,000 |
| Deluxe | ₱18,000–₱25,000 |
| Suite | ₱35,000–₱60,000 |
| Presidential Suite | ₱80,000–₱150,000+ |
Room rate includes basic nursing care; everything else (labs, meds, meals for watcher) is separately billed.
Maternity
| Service | 2026 Rate |
|---|---|
| Prenatal Consult (OB) | ₱2,500–₱4,500 |
| Normal Spontaneous Delivery (semi-private) | ₱150,000–₱250,000 |
| Normal Delivery (private) | ₱200,000–₱350,000 |
| C-Section (semi-private) | ₱300,000–₱500,000 |
| C-Section (private/deluxe) | ₱450,000–₱700,000+ |
Less PhilHealth: ₱6,500 (NSD), ₱19,000 (CS), plus ₱5,000 NCP. HMO further offsets depending on plan.
Surgery (common procedures)
| Procedure | Estimated Total |
|---|---|
| Appendectomy | ₱120,000–₱220,000 |
| Cholecystectomy | ₱180,000–₱320,000 |
| Hernia Repair | ₱120,000–₱220,000 |
| Cataract Surgery (phaco + IOL) | ₱80,000–₱150,000 |
| Hip Replacement (total) | ₱650,000–₱950,000 |
| Knee Replacement (total) | ₱550,000–₱900,000 |
| CABG (heart bypass) | ₱1.2M–₱2.5M |
| Lung Cancer Surgery | ₱700,000–₱1.5M |
Actual bills vary by implants, surgeon fees, and complexity.
PhilHealth & HMO
St. Luke's accepts all major HMOs — Maxicare (Platinum tiers common), Medicard, PhilCare, Intellicare, Avega, ValuCare, Insular — and PhilHealth. HMO pre-authorization (LOA) is required for most non-emergency services. For premium HMO members, St. Luke's is typically fully covered for a wide range of procedures.
Frequently Asked Questions
Is St. Luke's more expensive than other private hospitals?
Yes, generally 20–50% more than Makati Medical Center and The Medical City, and 3–5× more than mid-tier private hospitals. Pricing reflects premium amenities, faster service, and senior consultants.
Does PhilHealth cover St. Luke's?
Yes, St. Luke's is PhilHealth-accredited. Case rates apply (e.g., ₱19,000 for C-section), deducted directly from your bill. Out-of-pocket remains high because the bill itself is high.
What HMOs does St. Luke's accept?
All major HMOs. Coverage depth depends on your plan's room entitlement and procedure limits.
Does St. Luke's have executive check-ups?
Yes. Executive Health Program packages range ₱25,000–₱120,000 depending on comprehensiveness. These are popular with corporate clients and insurance clearance.
Can international patients use St. Luke's?
Yes, St. Luke's serves many international patients and has dedicated international patient services in both BGC and QC.
How much is a normal delivery at St. Luke's?
₱150,000–₱350,000 depending on room type. Less PhilHealth (₱6,500) and HMO coverage, out-of-pocket is typically ₱80,000–₱250,000.
Conclusion
St. Luke's sets the premium benchmark for Philippine private hospitals. Best suited for complex cases, high HMO plans, and those who can comfortably pay for premium amenities. For mid-tier private alternatives, compare Makati Medical and The Medical City pricing. For subsidized care, see PGH rates.