EastWest Healthcare HMO 2026: Plans, Coverage & Who It's For
Quick Answer: EastWest Healthcare, Inc. is a licensed Philippine HMO â not related to EastWest Bank, despite the shared name. It sells both individual/family coverage (Infinity Health Advantage, which bundles in life insurance) and corporate/SME plans (Flexi-Health, Royal Health Advantage, MedAssist). EastWest does not publish prices for any plan â expect a quote-based process where cost depends on your age, plan tier, and (for groups) headcount. The company reports a network of 1,100+ medical and clinic facilities and 30,000+ partner doctors.
If you've come across EastWest Healthcare and immediately wondered whether it's connected to the bank of the same name, you're not alone â it's a common mix-up. This guide covers what EastWest Healthcare actually is, its plans, coverage, network, and how to apply.
Table of Contents
- Is EastWest Healthcare related to EastWest Bank?
- What is EastWest Healthcare?
- What plans does EastWest Healthcare offer?
- How much does EastWest Healthcare cost?
- What does EastWest Healthcare cover?
- What's the hospital and doctor network like?
- Individual or corporate â who can actually get it?
- How do you apply?
- EastWest Healthcare vs the big HMOs
- Frequently Asked Questions
- Conclusion
Is EastWest Healthcare related to EastWest Bank?
No. EastWest Healthcare, Inc. is a separate company from EastWest Bank â they only share a name. EastWest Healthcare is a standalone HMO provider with its own corporate history, ownership, and licensing, and it isn't a banking subsidiary or product. If you searched for "EastWest healthcare" expecting a banking-affiliated health plan, that connection doesn't exist. Worth keeping in mind if you're comparing notes with coworkers or reading reviews online, since some casual mentions conflate the two names.
What is EastWest Healthcare?
EastWest Healthcare, Inc. was founded in 2006 by Jaime Porciuncula, Tano Diaz, and Jay Irabon, evolving out of an earlier insurance brokerage called One Pacific Prime Solutions, established in 2002. The company is currently led by Chairman Rustie C. Porciuncula and President/CEO Orbivitano R. Diaz. It operates as a licensed HMO offering both group (corporate/SME) and individual/family health plans, with its main site at eastwesthealthcare.com.ph.
Unlike some of the newer micro-HMOs entering the Philippine market, EastWest Healthcare has been operating for close to two decades and has built out both a corporate book of business (600+ corporate clients, per the company) and a retail individual product.
What plans does EastWest Healthcare offer?
EastWest Healthcare splits its lineup between corporate-only products and one plan open to individuals and families.
| Plan | Who it's for |
|---|---|
| Flexi-Health | Corporate |
| Royal Health Advantage | SME (minimum 5 employees) |
| MedAssist | Corporate |
| Infinity Health Advantage | Individual / family |
Flexi-Health and MedAssist are sold exclusively to companies. Royal Health Advantage is EastWest's SME-focused product, requiring a minimum of 5 enrolled employees, which puts it out of reach for solo freelancers or very small teams. Infinity Health Advantage is the one plan an individual or family can buy directly without going through an employer, and it comes bundled with a life insurance component alongside the health coverage â a structure not all competing HMOs offer at the individual level.
How much does EastWest Healthcare cost?
EastWest Healthcare does not publish prices for any of its plans â Flexi-Health, Royal Health Advantage, MedAssist, or Infinity Health Advantage. There's no online rate card or price list you can check before talking to the company. Expect a quote-based process: you'll need to submit an inquiry with details like your age (or your group's headcount and employee ages for corporate/SME plans) to get an actual premium figure. This is common among Philippine HMOs outside the handful of major brands that publish individual rate cards, so treat any "EastWest HMO price" you see quoted elsewhere online as unofficial unless it comes directly from the company.
What does EastWest Healthcare cover?
For Infinity Health Advantage, the individual/family plan, coverage includes:
- Outpatient care
- Inpatient/hospitalization care
- Emergency care
- A hospital assistance benefit
- Bundled life insurance
- Optional add-ons: dental and annual physical exam (APE) rider
EastWest does not publish a Maximum Benefit Limit (MBL) figure for Infinity Health Advantage, so you won't find a headline "up to âąX" number to compare against other HMOs â confirm the exact benefit limits and any pre-existing condition terms directly with EastWest or your broker before enrolling. Coverage details for the corporate-only plans (Flexi-Health, Royal Health Advantage, MedAssist) are set per company contract and aren't published publicly, which is standard for group HMO products.
What's the hospital and doctor network like?
EastWest Healthcare reports the following network figures as of 2026:
- 1,100+ medical and clinic facilities
- 600+ dental clinics
- 30,000+ partner doctors
- 130,000+ cardholders
- 600+ corporate clients
These are company-published figures rather than independently verified counts, so treat them as EastWest's own reporting. Still, they place EastWest in the same general range as several mid-tier Philippine HMOs. You can browse HMO-accredited clinics or search ClinicFinderPH directly to check which specific hospitals and clinics near you are accredited before enrolling.
Individual or corporate â who can actually get it?
Both, but through different doors. If you're an individual or a family looking to buy coverage directly, Infinity Health Advantage is the only EastWest product available to you â it's the sole plan not routed through an employer. If you're a business owner, EastWest offers three group options: Flexi-Health and MedAssist for corporate accounts, and Royal Health Advantage for SMEs with at least 5 employees. If your company is smaller than 5 people, Royal Health Advantage won't apply, and you'd need to look at either a different HMO's micro-SME product or buy Infinity Health Advantage individually for each employee.
HMO coverage from EastWest, like other private HMOs, works on top of PhilHealth, not instead of it â PhilHealth remains your baseline coverage regardless of which HMO you carry.
How do you apply?
EastWest Healthcare doesn't offer a self-serve online checkout â there's no "buy now" flow for Infinity Health Advantage or any other plan. Instead, you submit an inquiry through the company's contact/inquiry form on eastwesthealthcare.com.ph, and a representative follows up with plan details and a quote. Corporate and SME buyers typically go through the same inquiry channel to request a group proposal. Budget time for a back-and-forth with a sales representative rather than expecting an instant online purchase.
EastWest Healthcare vs the big HMOs
EastWest Healthcare is smaller in profile than household names like Maxicare, MediCard, or Intellicare, and it doesn't publish prices the way Maxicare or MediCard do for some of their retail plans. Its main differentiator for individuals is that Infinity Health Advantage bundles life insurance with health coverage in a single product â most competing individual HMO plans sell health coverage alone. If you want a side-by-side of how various providers stack up, see our best HMO in the Philippines roundup, or check how to choose an HMO if you're still narrowing down options. Price-sensitive shoppers should also compare against our cheapest HMO Philippines list, since EastWest's lack of published rates makes it hard to judge affordability upfront.
For the complete list of IC-licensed HMOs operating in the Philippines, see our licensed HMOs Philippines roundup.
Frequently Asked Questions
Is EastWest Healthcare the same company as EastWest Bank?
No. EastWest Healthcare, Inc. is a separate, standalone HMO company. It is not affiliated with or owned by EastWest Bank â the shared name is coincidental.
How much does EastWest Healthcare cost?
EastWest does not publish prices for any plan, individual or corporate. You need to request a quote directly through the company to get an actual premium figure based on your age or group details.
Can I buy EastWest Healthcare as an individual, or is it employer-only?
You can buy it as an individual. Infinity Health Advantage is EastWest's individual/family plan and doesn't require going through an employer. The other three plans (Flexi-Health, Royal Health Advantage, MedAssist) are corporate/SME only.
Does EastWest Healthcare include life insurance?
Yes, for Infinity Health Advantage â the individual/family plan bundles a life insurance component together with the health coverage.
What's the minimum group size for EastWest's SME plan?
Royal Health Advantage requires a minimum of 5 enrolled employees.
How big is EastWest Healthcare's hospital network?
The company reports 1,100+ medical and clinic facilities, 600+ dental clinics, and 30,000+ partner doctors nationwide, as of 2026. These are self-reported figures from EastWest.
How do I apply for EastWest Healthcare?
There's no online checkout. Submit an inquiry through the contact form at eastwesthealthcare.com.ph and a representative will follow up with a quote, whether you're applying individually or for a company group.
Does EastWest Healthcare replace PhilHealth?
No. EastWest Healthcare, like all private HMOs, is supplementary coverage that works alongside PhilHealth, not a replacement for it. See our PhilHealth benefits guide for how the two work together.
Conclusion
EastWest Healthcare is a legitimate, long-running Philippine HMO (founded 2006) with no connection to EastWest Bank â worth clearing up before you dig any further. Its standout feature for individuals is Infinity Health Advantage, which bundles life insurance with health coverage, though like most of the market it keeps pricing quote-only rather than published. Businesses have three plan options depending on size, with Royal Health Advantage requiring a 5-employee minimum for SMEs.
If you're still comparing HMOs, start with our best HMO in the Philippines guide or how to choose an HMO, and see the full list of IC-licensed HMOs for more options. Once you're covered, search ClinicFinderPH to find accredited clinics and hospitals near you.