Free Cost Tool

Childbirth Cost Calculator

Estimate what you may actually pay out of pocket for childbirth in the Philippines — after PhilHealth covers its share. Pick your delivery type below. Updated for 2026 rates.

Normal (Vaginal) Delivery

Normal na Panganganak

Basic private, with PhilHealth:

₱6,575 – ₱46,575

estimated out of pocket

Estimate yours →

Cesarean Section (C-Section)

Cesarean / Operasyon sa Panganganak

Basic private, with PhilHealth:

₱5,575 – ₱55,575

estimated out of pocket

Estimate yours →

Estimates only — actual bills vary by hospital, doctor, and complications. Always confirm with the hospital billing office. PhilHealth case rates per Circular 2026-0005.